Story by Antisia King
Photos by AJ313

Darryl Clements, founder and CEO of InterCapital Funding, is a force of innovation in the world of real estate finance. With a passion for empowering underserved investors and revitalizing communities from the ground up, Clements has built InterCapital Funding into a bold alternative lending platform that prioritizes flexibility, speed, and real-world impact.

Under Clements’ leadership, InterCapital Funding has emerged as the go-to source for real estate investors who don’t fit the traditional banking mold. Whether they’re new to investing, working in distressed markets, or need creative deal structures, Clements has developed a suite of financing solutions designed to meet borrowers where they are—and help them scale fast. From fix-and-flip loans and bridge financing to DSCR and deferred-interest structures, InterCapital Funding makes it possible for “the little guy” to build a real estate portfolio, one deal at a time.

But what truly sets Clements apart is his mission: to be the bank for the unbankable. He’s committed to helping real estate investors in urban communities access capital, close quickly, and realize their goals—even without tax returns, W2s, or a perfect credit score. By removing the red tape and offering strategic guidance, he’s not just financing deals—he’s building legacies.

A Detroit native with deep roots in the city’s real estate resurgence, Clements understands the power of ownership and wealth creation. His work extends beyond lending: he’s an educator, mentor, and advocate for economic empowerment through real estate.

As InterCapital Funding continues to grow, Darryl Clements remains focused on innovation, inclusion, and impact—proving that when traditional finance says “no,” he’ll find a way to say “yes.”